金融英語翻譯大全-例句

2023年12月9日發(作者：運動會標語)

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ODI ：ODI is investment of domestic asts into foreign

countries, is not investment in the stock markets or in the equity

of firms, is compod of M&A and investment.

向外直接投資：向外直接投資是國內固定資產投資到國外，是不是在股票市場或在公司的股權，為M＆A和投資組成的投資。

T/T: cable transfer or wire transfer—— is the equivalent of

a cash payment that can be credited directly to the ller?s

account.

（telegraphic transfer)電匯：電匯或銀行轉帳 - 是現金支付，可以直接存入賣家的帳戶相同。

B/L: waybill or consignment note, and receipt (in postal or

courier delivery) are collectively known as the transport

documents.

提單（bill of lading）：提單或運單，及收據（在郵局或快遞公司送達）被統稱為運輸單證。

L/C: It is the buyer who initiates the making of payment, by

instructing his bank to issue a documentary credit in favor of the

ller.

信用證（Letter of Credit）：我是誰發起的買方支付的制作通過指示其銀行開出以賣方受益人的跟單信用證。

The foreign exchange market: It is a place to trade foreign

exchange currency and for the transaction of all foreign currency

外匯市場：它是一個地方外匯交易貨幣和所有外國貨幣交易

Commercial banks: is a type of financial intermediary. It

offers both commercial and investment banking rvices for

individual and business, such as deposits, credit cards, loans,

trusts, mutual funds, treasury bills, insurances and so on.

商業銀行：是一種金融中介機構的類型。它為個人和企業的商業和投資銀行服務，如存款，信用卡，貸款，信托，互惠基金，國庫券，保險等。

Savings account: A savings account typically refers to an

account in which one places money to earn a small amount of

interest.

儲蓄帳戶：儲蓄帳戶通常是指一個帳戶，其中一個地方的錢賺取少量的興趣。

Checking accounts: A checking account is convenience; it

can be ud in place of cash to make payments as ATM cards or

each electronic debit cards.

支票帳戶：支票存款帳戶是方便，它可用于現金的地方，使每一個在ATM卡或電子借記卡付款。

Bankers? acceptances: A bankers' acceptance (or BA) is a

short-term credit investment created by a non-financial firm and

guaranteed by a bank to make payment in a foreign trade.

銀行承兌匯票：一個銀行家的接受（或BA）是一個短期的信貸投入創造了一個非金融公司和銀行擔保，使在外國貿易支付。

Commercial paper: Commercial papers are uncured,

short-term loans. Only high credit rating and credit worthiness

corporations have credit to issue commercial papers.

商業票據：商業本票為無抵押，短期貸款。只有高信用評級和信用企業的信貸發行商業票據。

Repos：Repos (also known as repurcha agreements or Sale

and Repurcha Agreement) are a form of overnight borrowing

backed by government curities.

回購：回購協議（也稱為回購協議或出售和回購協議稱）是一種由政府擔保隔夜拆借證券形式。

A balance sheet: In financial accounting, a balance sheet (or

statement of financial position) is a summary of a person?s or

organization’s balances

資產負債表：財務會計，資產負債表（或財務狀況表）是一個人或組織的結余摘要

The income statement：shows revenues and expens of a

company for a given period of time。

損益表：顯示收入和一個特定的時間內對公司的開支。

簡答：

1) What do you understand by “open account business”?

In an open account trade arrangement, the goods are

shipped to a buyer without guarantee of payment. Quite often,

the buyer does not pay the agreed time. Unless the buyer?s

integrity is unquestionable, this trade arrangement is risky to the

ller.

1）你是怎樣理解的“開戶業務”？

在一個開放的帳戶貿易安排，將貨物運到買方不付款的保證。很多時候，買方不支付約定的時間。除非買方的誠信是不容置疑的，這種貿易安排是有風險的賣方。

2) Benefits and costs of FDI

1 Host-country benefits

The main benefits of inward FDI for a host country ari from

resource-transfer effects, employment effects, and

balance-of-payments effects.

2 Host-country costs

The costs of FDI concern host countries. They ari from

possible adver effects on competition within the host nation,

adver effects on the balance of payments, and the perceived

loss of national sovereignty and autonomy.

3 Home-country benefits

The benefits of FDI to the home country ari from three

sources. First, the home country?s balance of payments benefits

from the inward flow of foreign earnings.

Second, benefits to the home country from outward FDI ari

from employment effects. As with the balance of payments,

positive employment effects ari when the foreign subsidiary

creates demand for home-country exports.

Third, benefits ari when the home-country MNE learns

valuable skills from its exposure to foreign markets that can

subquently be transferred back to the home country. This

amounts to a rever resource-transfer effect.

4 Home-country costs

Against the benefits must be t the apparent costs of FDI

for the home country. The most important concerns center on the

balance-of-payments and employment effects of outward FDI.

First, the balance of payments suffers from the initial capital

outflow required to finance the FDI. Second, the current account

of the balance of payments suffers if the purpo of the foreign

investment is to rve the home market from a low-cost

production location. Third, the current account of the balance of

payments suffers if the FDI is a substitute for direct exports.

2）外國直接投資的成本效益與

1東道國福利

外來直接投資對東道國的主要好處源于資源轉移效應，就業效應，平衡國際收支的影響。

2東道國成本

外國直接投資的關注東道國這些費用。他們對競爭產生的不利影響可能在主辦國，在國際收支，以及國家主權和自主權喪失知覺的不利影響。

3母國利益

外國直接投資的好處本國來自三個來源。首先，母國的利益平衡國際收支的外匯收入來自外來流動。

其次，從對外直接投資的好處來自本國就業的影響。作為與國際收支的平衡，積極的就業影響時出現的外國子公司創造了母國出口的需求。

第三，福利問題時的母國從跨國公司學習，可以接觸到后來調回本國國外市場有用的技能。這相當于一個反向資源轉移效應。

4母國成本

針對這些好處必須為本國的外國直接投資明顯成本。最重要的關注中心，在平衡國際收支和對外直接投資的就業效應。首先，國際收支患有初始資本所需的經費外國直接投資流出。第二，國際收支經常賬戶遭受如果外國投資的目的是為從低生產成本在國內市場的位置。第三，國際收支經常賬戶遭受如果外國直接投資是直接出口的替代品。

3) The structure and main items of balance sheet

: In business and accounting, asts are everything

owned by a person or company that can be converted into cash.

Includes Current asts and Long-term asts. The current asts

include cash, Cash equivalents, Account receivable, Inventory.

The long-term asts include tangible and intangible

ities: Liabilities are financial debts of a company to their

outside clients. Includes Current liabilities and Long-term

liabilities.

? equity: In business and accounting, after all liabilities

are paid, ownership equity is the remaining interest in asts.

Includes Capital and Retained earning and Net worth.

3）結構和資產負債表主要項目

1。資產：在商業和會計，資產由一個人或公司，可轉換成現金所擁有的一切。包括流動資產和長期資產。流動資產包括現金，現金等價物，應收賬款，存貨。長期資產包括有形和無形

2。負債：負債是外部客戶，以他們公司的財政債務。包括流動負債和長期負債。

3。所有者權益：在業務和會計，支付所有的債務后，所有者權益是資產的剩余權益。包括資本和留存收益和凈資產。

4) Different methods to express a foreign exchange rate

1. The most common method would express the amount of

foreign currency to buy one U.S. dollar

2. Another commonly ud is the USD amount can be

exchanged for one unit of a foreign currency

3. The cross rate express the relative values between the

two currencies

4）不同的方法來表達一種匯率

1。最常用的方法將表達的外國貨幣金額購買一美元

例如美元/來電顯示= 1.4300

2。另一種常用的金額為美元可以兌換外幣的一個單位

例如來電顯示/美元= 0.6700

3。交叉匯率表示的兩種貨幣之間的相對值

例如數字高程模型/ SFR的= 0.7000

5) The difference between a documentary collection and a

clean collection

1. Clean Draft

In a clean draft, no shipping documents are attached to the

draft nt to the remitting bank. The documents are nt together

with the goods, directly to the buyer. Therefore, unless the

credibility of the buyer is unquestionable, using a clean draft in

the shipment of goods is risky. The clean draft is more often

drawn for the collection of payment for the rvices, not the

goods.

2. Documentary Draft

In a documentary draft, the shipping documents are attached

to the draft nt to the remitting bank. The buyer will be able to

receive the shipping documents from the collecting bank only

after he/she has accepted the draft for payment later or after

he/she has paid the draft.

5）跟單托收的區別和光票托收

1。價款

在一個干凈的草案中，沒有運輸文件連接到發送到匯款銀行匯票。這些文件是一起發送的貨物，直接向買家。因此，除非買方的信譽毋庸置疑的，使用在貨物裝運的價款是危險的。該草案更多的是干凈的抽簽，有關服務，而不是貨款的集合。

2。單匯票

在單匯票，運輸單據附在發送到匯款銀行匯票。買方將能夠接收后，才他/她接受的付款后或草案后，他/她付出了草案從代收行的裝運單據

6).The advantage of a documentary collection to the exporter

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