很有用的很權威的常用金融英語翻譯

2024年2月16日發(作者：兔子的成語)

很有用的金融詞匯

按現行匯率計算 calculated at the current exchange rate

保持人民幣匯率在合理、均衡水平上的基本穩定

maintain the RMB exchange rate basically stable at an adaptive and equilibrium level

保函 letter of guarantee

保理 factoring

本外幣利差 interest rate spread between RMB and foreign currencies

避免（經濟增長的）大起大落

avoid a roller coaster (in economic growth)

撥備覆蓋率 the provisioning coverage rates

不良貸款 non-performing loans

不良貸款比率 NPL(non-performing loans) ratios

不良貸款撥備覆蓋率 NPL provisioning coverage ratios

(銀行)不良資產 (banks’) non-performing/bad asts

財務重組 financial restructuring

超額準備金率 the excess rerve ratio

城市商業銀行 city commercial banks

城鄉居民儲蓄存款 urban and rural saving deposits

城鎮居民人均可支配收入

per capita disposable income of urban residents

城鎮居民人均消費支出

per capita living expenditure of urban residents

出廠價格 ex-factory price

窗口指導 window guidance

創業板 Growth Enterpri Market Board

次級債 subordinated bonds

存貸款基準利率

the benchmark interest rates for deposit and lending

存貸款利率 deposit and loan interest rates

存款利率，一年期

interest rate of saving deposits (S.D.) (one year)

貸款利率，一年期 interest rate of one year loans

獨立董事 independent directors

短期流動性 short-term liquidity

短期外債 short-term debt

發行利率 the issuing rate

法定存款準備金率 required rerve ratio

反洗錢 anti-money laundering

防范和化解金融風險 prevent and defu financial risks

房地產信貸 housing credit

非銀行金融機構 non-bank financial institutions

分拆上市，整體上市 go public by spin-offs or as a whole

風險管理 risk management

公開市場操作 open market operations

公司治理 corporate governance

股份制商業銀行 joint stock commercial bank

固定資產投資 Fixed Asts Investment (FAI)

廣義貨幣供應量 broad money supply (M2)

國際收支平衡 the balance of international payments

國際收支“雙順差”

balance of payments recorded dual surplus both under current account and capital

account

國家開發銀行 state development bank

國有獨資商業銀行股份制改革試點

the pilot joint-stock reform of the wholly state-owned commercial banks

國有獨資銀行 wholly state-owned banks

國債 state treasury bonds

國債收盤指數 the treasury bonds index

合格境外機構投資者

qualified foreign institutional investors (QFII)

宏觀調控

macro-control(measures)/macroeconomic regulation/macroeconomic adjustment

貨幣供應量 money supply

貨幣政策工具 monetary policy instruments

基礎貨幣

基金管理公司

“急剎車”

記賬式國債

ba money

fund management companies

a sudden step on the brake

book-entry treasury bonds

加息２７個百分點 rai the interest rate by 27 basis points

間接調控機制 the indirect management mechanism

交易所國債回購 treasury bond repo via stock exchanges

節能省地住宅 energy-efficient, land-saving buildings

借款人的資信 creditworthiness of a borrower

金融機構不良貸款比率

the ratio of non-performing loans for all financial institutions

金融機構各項存款余額 saving deposits of financial institutions

金融機構各項貸款余額 loans of financial institutions

金融生態環境 financial ecology

金融運行 banking and financial operations

經常項目 (under) current account

經常項目赤字 current account deficit

經國務院批準核銷企業銀行呆壞賬

State Council-sanctioned cancellation of bad bank loans to enterpris

經審計的資產負債表 audited balance sheet

凈誤差遺漏項目 net errors and omissions

境內上市外資股 the B-Shares

居民儲蓄存款 houhold savings deposits

居民消費價格指數 consumer price index（CPI）

利率市場化改革 market-bad interest rate reform

流通中現金（M0）

cash in circulation (M0)/currency in circulation (M0)

煤電價格聯動

link the electricity price fluctuation with the coal price changes

美聯儲 US Federal Rerve

內部控制 internal controls

農村居民人均生活消費現金支出

per capita living expenditure in cash of rural residents

農村居民人均現金收入 per capita cash income of rural residents

農村信用社 rural credit cooperatives

歐元區 the euro zone

票據市場 bills market

憑證式國債 bearer’s treasury bonds

汽車金融公司 auto financing firms

全部金融機構貸款余額

outstanding loans for all financial institutions

全部金融機構人民幣貸款

RMB loans issued by all financial institutions

全國金融工作會議 National Financial Work Conference

人民幣匯率 the RMB exchange rate

人民幣匯率形成機制 the RMB exchange rate formation system

人民幣可兌換 RMB convertibility

人民幣業務 local currency business

上市中資金融機構流通股

publicly-traded shares of listed Chine financial institutions

社會信用體系 a social credibility system

生產資料價格指數 Producer Price Index (PPI)

市場準入 market access

試點銀行 pilot banks

首付 initial payment/down payment

授信余額 the outstanding balance of loans

所有者權益 owners' equity

貼息貸款 soft loans (loans with interest discount)

通貨緊縮 deflation

通貨膨脹 inflation

頭寸 lending ud for adjusting position

投融資 investment and financing

推進利率市場化 leave interest rates to market forces

外部獨立董事 independent external director

外部監管 external supervision

外匯管理體制改革 foreign exchange administration reform

外匯占款

ba money as a result of foreign exchange purcha in the market

外債余額

完全可兌換

問責制

CPI 環比

external debt

(make the RMB) fully convertible

defined system of accountability

chain CPI growth over the previous month

系統性金融風險 systemic financial risks

狹義貨幣供應量 narrow money supply (M1)

現代公司治理結構 modern corporate governance structure

現金投放 money put into circulation

央行票據 central bank bills

銀行承兌匯票 bank acceptance

銀行間市場質押式債券 inter-bank bond pledge repo market

銀行間同業拆借市場 the inter-bank borrowing market

銀行間債券回購市場

bond repo transactions in the inter-bank market

月供 monthly payment

月加權平均利率 the monthly-weighted average interest rates

再貸款 benchmark lending

再貼現利率 the re-discount rate

債券市場 bond market

戰略投資者 strategic investor

政策金融債 policy financial bonds

政策銀行 policy banks

中國貨幣政策報告 China monetary policy report

中國債券總指數 The China Securities Index

中央匯金投資有限責任公司 Central Huijin Co. Ltd.

助學貸款 student loans

注資 re-capitalization

資本充足率 capital adequacy ratio

資本和金融項目 (under) capital and financial account

資本市場 capital market

資本市場上市 going public in capital market

資產管理公司 ast management corporations

資產證券化 ast curitization

自營性個人住房貸款 private housing loan

做市商 market maker system